There are many different steps are that involved with credit repair depending on the items that are found on the credit report. The first step is ordering the credit report to see what is on there. Once that is done you can take a look at it to see if there are any mistakes. Sometimes it is possible to have the smaller items removed or even negotiated. For the whole list of items that you can do to repair your credit, you can call National Debt Line who can give you advice, or contact Payplan which can actually do some work for you. Whatever the case, it’s important to start right now.